Who Are We
Led by Edward C. Skelly, CLU, ChFC, RFC and headquartered in Ashburn, Virginia, we are a comprehensive independent investment advisory firm that offers financial planning and investment management for retirees and those nearing retirement. We also offer a range of investment solutions through our affiliates, ValMark Securities Inc, and Executive Insurance Agency, Inc. We are committed to helping clients achieve their financial goals. At the core of this commitment is our philosophy for retirement that can be applied to individuals, multi-generational families, foundations, corporations, and retirement plans alike.
We offer wealth management services to individuals, trusts, estates, private foundations, and business owners, with a primary focus on retirement and financial planning. Our planning philosophy places our focus on developing strategic financial plans that are independent of specific investment solutions.
Through our interview and data collection process, we will determine, among other things, your short and long-term financial objectives, risk tolerance, tax status, current investment holdings, and asset allocation in order to prepare a hypothetical financial illustration utilizing our R.I.S.K. Blueprint framework. This framework is an effective, time-tested approach that simplifies the complexity of retirement planning. We will analyze you current investment holdings as to their potential place in the strategy and make specific recommendations for improvements to align your assets with the strategy.
What Do We Do
We assist our clients in organizing and simplifying their financial lives while educating them in the process. We work with our clients on solving life’s big financial challenges by offering the following services:
Asset Management – We build investment portfolios after garnering a thorough understanding of each clients individual situation. We generally use institutional managers because of their tax efficiency, low expenses, customization capabilities and world class asset managers. Advisory accounts can accommodate stocks, bonds, mutual funds and exchange traded funds.
Retirement Income Planning – The largest financial issue many of our clients face is making their assets last their lifetimes while providing for a lasting legacy for their families. Our RISK Process and lifetime income modeling helps our clients develop sustainable lifetime income throughout retirement. Based on our in depth analysis we provide solutions to solve the eight Risks we all must face in retirement. CLICK HERE FOR VIDEO on our RISK PROCESS.
Insurance Planning – You are working hard to build a comfortable lifestyle and accumulate assets for your future. We can design an insurance program to help you protect what is important to you and your family through life, long-term care, and disability insurance issued by top-rated insurance carriers. Learn More
Why We Are Different
Unlike many financial adviser’s today, we are an independent firm with no proprietary investment products to sell. Our approach is different – we believe we offer value in two ways to a client – in our planning process and in implementation. We recommend that all new clients complete what we call a Comprehensive Financial Plan. These plans are also recommended in years of extraordinary life events such as termination, retirement, marriage, divorce and death. Ongoing financial planning services are dictated by individual circumstances. For this planning stage the client is charged a One-Time Fee that is mutually agreed upon in writing in advance.
When you work with Sterling Financial Partners we become a part of your Financial Team. We have the knowledge, resources and people to coordinate all of your financial affairs. Sterling Financial Partners has developed strategic alliances with key local and national professionals who can assist us in handling your estate planning, retirement planning, even your tax planning. We believe the synergy created by professionals working together as a team is much greater than you could receive by working with any one adviser individually.